Transfers:

To learn more about Transfers, visit Bruce Owens of Te Awamutu Bridge Club, excellent tutorial:
www.contractbridge.net/teawamutu/transfers.html 

Transfers - Reply to partner opening 1NT (12 - 14 pts)

2C		Stayman
2D	(Alert)	Transfer to 2H (shows at least 5 Hearts)
2H	(Alert)	Transfer to 2S (shows at least 5 Spades)
2S	(Alert)	Exactly 11 HC Pts – No 4 card Major
2NT		Exactly 12 HC Pts – No 4 card Major
3NT		At least 13 HC Pts – No 4 card Major

After sequence 1NT – 2D (Transfer to Hearts) or 2H (Transfer to Spades)

Opener transfer bids 2H (or 2S) Responder now bids - ?

3H by Responder shows 5 Hearts and EXACTLY 11 HC Pts

3S by Responder shows 5 Spades and EXACTLY 11 HC Pts

Opener with 12/13 Points passes

-    If “3H” - Opener with 14 Points and 2H - Bid 3NT

-    If “3H” - Opener with 14 Points and 3H - Bid 4H

-    If “3S”  - Opener with 14 Points and 2S - Bid 3NT

-    If “3S”  - Opener with 14 Points and 3S - Bid 4S

2NT by Responder shows 5 Hearts (or Spades) and EXACTLY 12 HC Pts

-    Opener with 12 Points passes

-    Opener with 13/14 Points and 2H (2S) - Bid 3NT

-    Opener with 13/14 Points and 3H (3S) - Bid 4H (4S)

3NT by Responder shows 5 Hearts (or Spades) and EXACTLY 13 HC Pts

-    Opener with 12 Points passes

-    Opener with 2H (2S) passes

-    Opener with 3H (3S) - Bid 4H (4S)